Long-Term, Disability Income, and Annuities

Long Term Care Insurance

Select Brokers has a full complement of Long Term Care Insurance plans that our Brokers can use to help their clients in this critical area.

Traditional Long Term Care Insurance (LTCI) has become a niche product suitable for a narrow range of clients and only offered by few companies. In this market, we use Mutual of Omaha exclusively. They have been in the LTCI business since 1987 giving them a level of experience few other companies have. Throughout the years, they have been steady in their LTCI pricing with flexible, high quality products and fair underwriting.

As traditional LTCI plans have become few in number, Linked Benefit plans, providing a more holistic insurance solution have proliferated. Select Brokers offers all the major Asset Transfer Linked Benefit plans and almost every Life Insurance company we have offers policies with Long Term Care or Critical Illness Riders.

Disability Income Insurance

Select Brokers has been known for years for our expertise in the Individual DI Market. Call on us for a wide range of DI products and excellent sales support services.

 

Individual DI

  • High quality, high limit plans for Executives and Professionals.
  • Premium Discounts for MultiLife cases
  • Group LTD Wrap-Around plans
  • Simplified and Guaranteed Issue plans
  • Disability Income Retirement Plans
  • “Blue Collar” and Government Employee plans

 

Business DI

  • Business Overhead Expense plans
  • Key Employee DI
  • Business Loan Protection plans

Annuities

  • MultiYear Guarantee, Deferred Annuities
  • Indexed Annuities
  • Single Premium Immediate Income Annuities
  • Single Premium Deferred Income Annuities/QLACs
  • Medicaid Qualified Annuities